It is almost always better and cheaper to go with your employer, in the long run. Premiums may be high, but with health issues, through an employer she won’t be turned down.

If Kaiser Permanente operates in her state I find they are the cheapert real medical insurance. Here in California they take very good care of a person.

She needs to fund her own private health insurance. NEVER trust your employer to make these decisions. She doesn’t want to be in a position where she can’t quit her job for fear of losing coverage. Once your own private insurance is in place, you are in no danger of being denied for a pre-existing condition.

Check out this site to find the best health insurance just in one minute,

Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,