Get the book Healthcare for Less by Michelle Katz…it will explain everythnig in simple terms and help you save a ton of money in the process.

Look up Blue Cross/Blue Shield and see what their plans are. In addition, there is Sharp-Reese-Stealey, Kaiser, and Scripps HMO plans you should check out as well. They are all a pain and usually do whatever they can to make sure the patient doesn’t get treated as a human, or treated period. It sucks, to put it simply. Hope this helps!!!